Insurance Coverage Law
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The Law Offices of Peter J. King was established in April, 2012. Prior to that time, Mr. King worked as an associate at a small Los Angeles law firm. In addition to the insurance coverage work, his prior firm did general litigation work.
Mr. King's experience in insurance coverage law involves mainly work for two major insurer clients and one significant insured/ policyholder client. Mr. King has, however, done insurance coverage work for various other insurance company, self-insured company, insured/policyholder and attorney clients over the years.
From 2000 to the present, Mr. King has researched coverage and prepared coverage opinions and the required letters to the insureds in roughly 175 cases for a current insurer client. Such work has involved multi-peril policies that include CGL, D&O, EPL, sexual misconduct, counseling and various other coverages. In addition to the often complex issues related to those coverages, the coverage analysis provided has generally included a practical analysis of the relevant Cumis issues.
From 1990 to 2000, Mr. King did similar work for a truck insurer, Condor Insurance Company, in an estimated 50 to 100 cases, involving policies that included automobile liability, CGL, UM/UIM and first party property coverages. In addition to the relevant coverage issues, many of the cases involved issues related coverage under PUC/ICC endorsements and priority of coverage issues under California Insurance Code, Section 11580.9. Mr. King did that insurance coverage work for Condor until that company ceased operations in roughly 2000.
From 2005 to 2012, Mr. King researched coverage and prepared coverage analysis letters and letters to the insurers for a landlord insured client in 10-15 cases, involving coverage for tenant habitability claims and certain other claims under CGL policies. In addition to the CGL coverage issues, such cases often involved important Cumis issues. Furthermore, two of the cases for that landlord insured client were rather significant coverage litigation cases.
Mr. King has also done similar insurance coverage work for other insurer and insured clients, and for some significant self-insured clients, including Avis Rent-A-Car Company and certain governmental entities. Since 1990, the insurance coverage work has included work in roughly 20-25 coverage litigation cases and/or related appellate cases.
Mr. King has done significant motion work, appellate work and other litigation work in those 20-25 coverage litigation cases and in various other general litigation cases at his prior firm. Mr. King has been involved in the following published decisions: Condor Ins. Co. v. Williamsburg National Ins. Co. (1996) 49 Cal.App.4th 554; Abbott v. Taz Express (1998) 67 Cal.App.4th 853; Parsons v. Crown Disposal Co. (1997) 15 Cal.4th 456; and a 2004 federal District Court that involved a current insurer client.
The vast majority of Mr. King's prior experience is in cases/files that have involved the insurance coverage law of the State of California. Although Mr. King has done and is willing to do work for insurance company clients that involves issues of non-California law, the various remarks above should be construed as being mainly limited to questions of California insurance coverage law.
Since December 1990, Mr. King has been an active member of the California State Bar. He obtained his J.D. degree from UCLA School of Law in May 1990 and his B.A. degree from UC Berkeley in June 1986. Mr. King is happily married with two children, follows all major sports, enjoys exercising, body surfing and snorkeling, and is a fan of murder mystery books and shows.